Privacy Policy
This Privacy Policy explains how Fast Loan Utah LLC (doing business as CreditDawn) collects, uses, and shares information about you when you visit creditdawn.com or use our lead-matching services. By using our site, you agree to the practices described here.
1. Who we are
CreditDawn is a personal-loan lead-matching service operated by:
Fast Loan Utah LLC
1042 Fort Union Blvd, Unit 1096
Midvale, UT 84047
Email: creditdawn@protonmail.com
We are not a lender. We act as a referral service that connects consumers with personal-loan providers and partners.
2. Information we collect
Information you give us
When you fill out our request form, we collect information you provide, which may include:
- Email address
- Marketing preferences (whether you opted in to receive rate updates and tips)
- Full name, phone number, and ZIP code (if you complete the full application)
- Loan amount requested, loan purpose, estimated credit tier, and approximate annual income (if provided)
Information we collect automatically
When you visit our site, our servers and Cloudflare (our hosting and security provider) may automatically log:
- Your IP address
- Browser type, operating system, and device information
- Pages viewed and the date and time of your visit
- Referring URL (the site that sent you to us)
3. How we use your information
We use the information we collect to:
- Process your loan-matching request and send you relevant offers
- Communicate with you about your inquiry, including by email
- If you opted in, send you rate updates, money-saving tips, and other marketing communications
- Improve our website, products, and services
- Detect and prevent fraud, abuse, and security incidents
- Comply with applicable laws and respond to lawful requests
4. How we share your information
We may share your information with:
- Lending partners and lender networks. If you submit a loan request, we may share the details of your request with one or more lending partners who may be able to provide you with a loan offer. These partners are independent companies and may use your information per their own privacy policies.
- Service providers. We use third parties to host our site (Cloudflare), send email, process data, and provide analytics. These providers only have access to information necessary to perform their services.
- Legal and safety reasons. We may disclose information when required by law, subpoena, or to protect our rights, our users, or the public.
- Business transfers. If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
We do not sell your personal information in the traditional sense. We may share information with lending partners as described above, and consumers in California and other states with similar laws have the right to opt out — see Section 8.
5. Marketing communications
If you opt in to receive marketing emails from us, we may send you periodic emails about loan products, rate updates, and personal finance content. You can unsubscribe at any time by clicking the unsubscribe link in any email, or by emailing creditdawn@protonmail.com.
Marketing consent is not required to use our services. If you decline marketing emails, we will still send you transactional communications related to your loan request.
6. Cookies and tracking
We and our service providers may use cookies and similar technologies to operate the site, remember your preferences, measure traffic, and prevent fraud. Most browsers let you control cookies through their settings. Disabling cookies may affect how parts of our site work.
7. Data security
We use industry-standard measures to protect your information, including encryption in transit (TLS/HTTPS) and access controls. However, no system is perfectly secure, and we cannot guarantee absolute security. You provide your information at your own risk.
8. Your rights and choices
Access, correction, and deletion
You can request a copy of the information we hold about you, ask us to correct inaccuracies, or ask us to delete your information. Email creditdawn@protonmail.com with your request.
California residents (CCPA / CPRA)
If you live in California, you have specific rights under the California Consumer Privacy Act, including the right to know what personal information we have collected, the right to delete it, the right to correct it, and the right to opt out of "sales" or "sharing" of personal information for cross-context behavioral advertising. For full details on California rights and how to exercise them, see our California Privacy Rights notice. To submit a request, email creditdawn@protonmail.com.
Other US state residents
Residents of certain other states (including Virginia, Colorado, Connecticut, Utah, and others with comprehensive consumer privacy laws) may have similar rights. To exercise them, contact us at the email above.
9. Children's privacy
Our services are not directed to children under 18. We do not knowingly collect personal information from children. If you believe a child has provided us information, please email creditdawn@protonmail.com and we will delete it.
10. Changes to this policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top reflects the most recent revision. Significant changes may also be communicated by email or a notice on our site.
11. Contact us
Questions or requests related to this Privacy Policy can be sent to:
Fast Loan Utah LLC
1042 Fort Union Blvd, Unit 1096
Midvale, UT 84047
Email: creditdawn@protonmail.com